Terms
These terms are between you and Valcenra, LLC, 7228 Wadebridge Drive, Canton, MI 48187, USA (and, for products marked as sold by another seller, that seller).
The free tools
The calculators and makers are free, need no account and give estimates for planning. Fees, prices and tax rules change and vary by account and category, so check important numbers with the platform or an adviser. Nothing on this site is tax, legal or financial advice.
Paid products
Prices are shown in US dollars. Paid products on this site are currently sold to buyers in the United States only. Payment is taken by Stripe. Digital files are delivered straight after payment; you may use them in your own business but not resell or republish them.
Your rights under consumer law are not affected.
Law
These terms are governed by the laws of the State of Michigan, United States, except where the law of your own country gives you rights that can't be overridden.
Last updated 28 September 2026.